Medicare fraud and scams can put your benefits and identity at risk. Learn common Medicare scam tactics, red flags, prevention tips, and how to report suspected fraud.
Cancer treatment is costly — even with insurance. Learn how cancer insurance offers cash benefits to cover out-of-pocket costs and protect your savings.
It’s rarely too late for life insurance. Learn how coverage in your later years can protect loved ones, manage debt, and create a lasting legacy.
Don’t let your HSA dollars go unused. Learn what expenses qualify, how to maximize your tax-free savings, and why now is the best time to use your Health Savings Account funds.
Enrolled in ACA Marketplace insurance? Your Renewal Notice explains premium changes, subsidies, and plan updates. Learn what to check, why it matters, and how to avoid coverage or tax surprises.
AEP is October 15–December 7 in most states. Learn the 6 most common Medicare mistakes to avoid in 2025 — from missing your notice of change to overlooking drug coverage and provider networks.
Medicare’s mental health coverage expands in 2025 with more provider access, new services like IOP, and a cap on Part D drug costs. Learn what this means for beneficiaries.
Imagine suddenly being unable to work due to a serious illness or injury. With no paycheck coming in, how would you cover your rent, groceries, or medical bills? Unfortunately, many Americans haven’t prepared for that possibility—and could face serious financial stress if they need long-term time off but lack income protection. Why This Matters Disability insurance (including short-term and long-term plans) is designed to replace part of your income if you can’t work due to illness or injury. Yet coverage remains out of reach for many: According to the latest disability insurance industry analysis , just 40% of working-age adults carry disability coverage. For employer-sponsored plans specifically, the U.S. Bureau of Labor Statistics reports that only 34% of private-industry employees had access to long-term disability insurance in 2024. These statistics demonstrate a significant protection gap: even among those with health insurance, a large share lack disability coverage. At the same time, long-term disability can last months or years —not just weeks. The average long-term disability lasts about 35 months , while about 30% of Americans couldn’t handle an unexpected $400 expense without outside help. That combination of low coverage and high risk can spell financial trouble.
Confused about life insurance? This guide breaks down the key differences between term, whole, and universal life policies to help you understand your options and find the right coverage for your family.
Get your Medicare Advantage Annual Notice of Change (ANOC) and learn what to look for. Use this guide to understand your plan's changes and make informed choices for next year's coverage.